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Do Healthy People Really Need Health Insurance?

When you're young, active, and in great shape, paying for health insurance might feel like throwing money away. After all, if you rarely go to the...

Healthcare Sharing Ministries vs. Health Insurance: What’s the Difference?

In the search for affordable healthcare, some Americans are turning away from traditional health insurance and exploring alternative models like...

What Isn’t Covered by Homeowners Insurance?

Your homeowners insurance policy is designed to protect you against financial loss from unexpected events like fire, theft, and certain natural...

Why the Lowest Premium Might Cost You More in the Long Run

When shopping for insurance, whether it’s health, auto, or homeowners, it’s tempting to zero in on the lowest monthly premium. After all, who...

Is Your Homeowners Insurance Company Spying on You?

It might sound like the beginning of a conspiracy theory, but yes, your homeowners insurance company might be checking in on you… without you even...

What to Know About Medicare’s New WISeR Model: Aiming for Smarter Spending, Not Less Care

Earlier this year, the Centers for Medicare & Medicaid Services (CMS) announced the launch of a pilot program designed to reduce wasteful and...

Reasons Why Where You Park Your Car at Night Affects Your Insurance Rate

When it comes to auto insurance, many people assume their driving record is the biggest factor in determining their premium. While that’s certainly...

How One Life Insurance Feature Saved a Financial Plan

When Maria bought a 20-year term life insurance policy at age 35, she didn’t think she’d need coverage beyond that. Her kids would be grown, the...

Gap Insurance: What It Is and Why You Might Need It

In today’s high-price auto market, new vehicles often come with hefty price tags, and loans to match. But what happens if your car is totaled or...

You’re Retiring at 68—Did You Miss Your Medigap Enrollment Window?

If you’re planning to retire at 68 and just now exploring your Medicare options, you may be asking: Did I miss my Medigap enrollment window? The...

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